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Weird how we have to pay more money every single year, and insurance somehow provides us less and less for our greater and greater spend
Or, with car insurance, you get punished for actually using the service you pay for.
A service you are legally required to pay for, no less.
Isn't the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?
I don't think it's required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?
Usually if there is a lien against the title, you're required to carry full coverage, and liability only when you own the title.
Oh, but ~~if you're rich,~~ we have the best healthcare system in the world! ~~Rich~~ people from all over the globe come to America for medical care!
It is actually kinda incredible. I remember seeing a comic in Mad Magazine back in the 90s that satirized insurance companies by cutting 'expensive' healthcare and the cartoon showed an emaciated patient on IV and the insurance guy about to cut the tube with scissors.
I have a friend who has a prosthetic. Sure they could live their life in a wheelchair. But this guy goes hiking, and acts like a fully capable walking person. The quality of life is huge. It really gives back their life.
Yep. It’s absolutely insane they wouldn’t cover it.
It’s honestly unethical as shit.
Unethical and counterproductive. Having a prosthetic limb would almost invariably lead to a less sedentary lifestyle, which is strongly correlated with better health. Paying for a prosthetic today has to be cheaper than paying for a heart attack or diabeties later.
Yes, but who cares about later if there are quarterly and yearly profits to get.
You're making the assumption that they'll pay out for a heart attack or diabetes later. You just said that they were caused by the pre-existing condition of not having a prosthetic limb.
They are saying it’s not “medically necessary” to have any quality of life. As long as you’re breathing, you’re A-okay in their book.
This is what insurance in the US has come to mean.
Like how they still consider dental care to be "cosmetic." They'll rip them out of your head free of charge, but putting new ones in? No sir... You can eat mush!
But God forbid anyone mentions a solution that includes socialized healthcare...
Noooo heckin' killing CEOs is violent and bad
Then this fucking headline pops up.
They're basically crippling people, who could have at least some kind of limb use, by denying them limbs that THEY ALREADY PAID FOR AS PART OF INSURANCE PAYMENTS.
This is exactly the type of shit that radicalizes people into violent action.
It's almost like they're trying to force people to be violent. I don't get it.
Maybe you're being a little unreasonable. Have you stopped to think about what the money might want? Maybe your money wants to be with the CEO without partaking in some nasty exchange of goods or services.
This just feeds into my disillusionment with science and technology. What is the point of having developed these incredible things to then not go and use them. I just have to spell it out now. What. The. Fuck. You know I was born into a modern age but looks like im going to die in the dark ages.
In capitalism, EVERYTHING only exists for profit. If there isn't money to be drained, it's tossed to the landfill
It’s not a Sci/Tech issue.
It’s a dystopian capitalism issue. When products that don’t have adequate profit margin and volume to make notable contributions to the bottom line, or worse yet, negativley affect the bottom line in a high per-unit cost, they are a liability. Profits direct research, too, unfortunately.
Humanity, quality of life, and all that medical shit is secondary or even further down the priority list for the corporations thinking about their profits first and the “service” last.
Man, I wish I could serve on that Luigi jury.
So say we all.
I wonder if someone cut off the CEO's limbs, would the medical necessity of prosthetic limbs would be questioned?
You know, maybe we should force healthcare CEOs to be insured with the lowest tier of their own insurance.
Wow. This means that now, someone can say that medical bills literally cost them an arm & a leg.
Lemmy Netizens Consider Offing Another Healthcare CEO, Questioning Their Industry Necessity - Fediverse News Network
^*not^ ^an^ ^actual^ ^news^ ^network.^ ^Yet.^
Someone needs to play super Mario bros again.
"I mean technically any medical service is not truly medically necessary, right? You could just die*"
*Funeral services are not covered under your current plan.
Someone needs some adjusting.
Burn it all to the ground
Denied: Can't you just lie there like a broken Crash Test Dummy until you stop being a burden?
Why are US citzens not founding a health care co-op? Are there even viable solutions left over there?
Between the regulatory capture and corporate/political bribery, it'll be tough to change anything from a grassroots perspective.
Okay, I can spell out the "medical necessity" for you insurance companies in a way you'll understand: mental health is important for physical health. You do things to improve mental health and you also improve physical health. So if you improve someone's mental health now, you won't be paying out for all of the later physical problems brought on by the stress and the knowledge that their life would be better if only some more miserly than Scrooge insurance company would let them have a fucking leg.
And having a prosthetic limb is important for physical health anyways. Helps you be more active, massively increases productivity (that’s what capitalists want right?), decreases wheelchair/caregiver costs, etc.
It’s simply an all around win.
Excellent points. The increased physical activity part would also save these idiot insurance companies money, but they would have to think beyond the next quarter.
Insurance companies push obvious lies to intentionally defraud the public. That's their entire buisness model. That's why your doctor had to fight through dozens of automatic rejections sent by the insurance company, they fully intend to lie in order to avoid making payments they agreed too when signing you up for insurance. A just society would be putting these people in federal prisons.
That doesn't seem like a smart response to one of you getting assassinated.
For idiots who would like the UK to adopt American system instead:
"NHS covers the cost of prosthetic limbs for those who need them. In the UK, there are around 55,000 to 60,000 patients who require prosthetic limbs due to amputation or congenital limb deficiencies, and NHS England allocates about £60 million annually for these services."
You can make a perfectly serviceable peg leg with an old broom handle. Ask your insurance company for a free how-to brochure!
You think a CEO has ever been beaten near death with a broken prosthetic limb? Just asking maybe that's a thing.