this post was submitted on 11 Feb 2024
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I'd say it's not even really their place to be "examining the whole economic system." Each individual is just a regular Joe who put in their time at a job over their life and would now like to reap the rewards of their effort in retirement. It bothers me when people insult other people simply for being caught up in a systemic issue that's beyond their control.
The solutions for systemic problems need to be systemic as well. If we as a society don't want to see housing move over to an exclusively rent-based system then we'll need to address it through things like zoning changes and other legal reforms. When people oppose those things by voting against them, then we can start to apportion blame around.
I totally agree, systemic problems require systemic solutions. If a system is failing “just being better” is never a solution.
My point is that failure here is in the economic system that encourages this kind of detachment. That the retirement system is built around accumulating value and investing into capital to pay for retirement later, makes these kinds of situations inevitable.