The article photo looks like these three women have slowed down to get a good look at me as I struggle to keep my food away from three hungry raccoons in my underwear (me in my underwear, not the raccoons) on my front lawn next to a bouncy castle the raccoons have all but taken over at this point.
this post was submitted on 10 Jun 2024
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Honestly at that point how much can you guarantee that none of those raccoons has been inside your underwear, at least partially with a claw or something?
At the rate things are going they probably will take your underwear as well.
I can see it, in slow-mo, the girl on the back would take out her phone and started recording; The car windows slowly rolled up.
The girl in the passenger seat clearly has a look of "we knew this was going to happen", too.
Nah, mine is pretty upfront about it. You can even opt in to get a device that plugs into your car to give them even more data to lower your premium if you're actually a good driver. That shit started when I was still in high school, too. Nobody else remember Flo from Progressive hawking these things?
and do you have one of those? Because form what I hear they beep when you're being a good drive too and you end up being a worse (than good) driver trying not to get the beeps
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There are legal hurdles to raising rates based on this data. The simple and obvious solution is to set the starting price as the worst-case driver scenario, then discount down from that.
It's the exact same thing, but worded different.
Gotta admit I’m curious why you think that.
I just want to be able to corner hard and accelerate hard and do some spirited driving in a safe area without that info getting sold to insurance companies…
I'll get the popcorn once this trend reaches motorcycles.
Our insurance company offered a rate reduction if we installed a device on the cars to monitor how we drove. It we met whatever metric they set we’d get a discount for “safe driving”.
Hell no. I’m paying full price to not have them looking over my shoulder while driving.
Because you know that the data will be sold, or even used to classify your risk as a driver and potentially raise your rates. There’s nothing altruistic about these companies.
To anyone who doesn't believe you and thinks they might actually he able to get better rates through an app like that...
You know how health insurance companies companies charge hefty premiums with ridiculously high copays, but you figure "If I really need something covered, though, they'll pay it and I won't go bankrupt", but yet they still find a way to have so few scruples that they'll fight you on the services you have them billed for because they are a corporation beholden to shareholders and will do everything in their power to hang onto every single dollar possible?
Your car insurance is provided by a corporation.
It's a scam, anyway. I did it once with Progressive when I got my first car. Had good ratings, was promised a solid discount. Next bill comes and it's the same amount as the previous bill. I call them and they say that the rate went up but with the discount it conveniently went back to the old rate.
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"wait, you said you'd protect me. i got into a fight right in front of you and you didn't help at all!"
"oh but i did, boss. i was going to join in and kick your ass as well but decided to protect you from my ass kicking and stood still instead"
I drive an electric vehicle and the unfortunate reality is, that brakes that are large enough for an emergency stop get underutilized during everyday, regenerative braking. So they rust.
My solution is: Every time I get back to our village in wet weather, I accelerate hard on the last long straight and brake hard to almost a standstill once. No more brake trouble, all four rotors squeaky clean, but any measuring device would write me up as the biggest idiot on the roads out there.
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Secretly? Doubt it. Some are even loudly proud of doing it in the name of "saving you money". Long as its out in the open, ok. Do they tap into google drive and waze data though?
No they have been tapping into data directly from people's cars and that's even worse and more unexpected
They cannot tap into car data if the car doesn't record data. People must know that they get in cars that are capable of doing that.
I doubt my 2015, Skoda can record any data as it barely has electric windows. Surely if it doesn't have Onstar or whatever it's called now, it cannot be recording data. Perhaps people were unaware that their data was going to be available to these companies but they did know at some level that the data could be recorded. It's like buying a house with security cameras and then never wondering where the security cameras lead.
People have a blind spot for cars though, since it isn't connected to any wires, they feel as if it can't possibly be network connected, but of course it can.
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