this post was submitted on 03 Sep 2024
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Also people regularly spend more than they can afford.
When you think about it the fact that you can quite easily borrow money you clearly will not reimburse which is kind of an infinite money Glitch for capitalism.
We've failed our children by not having any financial education in our schools, let alone good education. Sure in the rich schools you'll get it. But not in the areas that need it the most. It's very easy to slip into crippling debt as a middle class American.
But it's currently too profitable to have poor education. So it's going to stay that way unless we help out our neighbors.
Love him or hate him. People need Dave Ramsey
The angry chef?
Eh, Dave Ramsey has some good advice but he also has some really terrible ideas so I strongly recommend going with someone else.
Clark Howard, the Money guy, and Jill Schlesinge are all many times better than Dave Ramsey.
I only say Ramsey because it's for people who can't control their spending and like debt. Clark Howard is great if you're actually smart