muddybulldog

joined 1 year ago
[–] muddybulldog@lemmy.world 1 points 3 months ago

Commodore ROM BASIC; 1980

[–] muddybulldog@lemmy.world 2 points 6 months ago* (last edited 6 months ago)

Slackware 1.2. It was easier to install than Debian at the time.

[–] muddybulldog@lemmy.world 5 points 6 months ago

Are you clairvoyant? I’m curious as to how you are aware of what I believe, beyond what I stated; that you’re a fool.

[–] muddybulldog@lemmy.world 5 points 6 months ago (4 children)

I won’t, because I stopped there.

[–] muddybulldog@lemmy.world 12 points 6 months ago (7 children)

“The thing with Docker is that people don't want to learn how to use Linux and are buying into an overhyped solution”

I stopped there. Thirty years of LINUX experience here. You’re a fool.

[–] muddybulldog@lemmy.world 2 points 9 months ago

Don’t even need that. Fifteen minutes To set up your own instance. The entirety of Lemmy still fits on a decent thumb drive.

[–] muddybulldog@lemmy.world 5 points 10 months ago

There’s a difference between advocacy and evangelism.

[–] muddybulldog@lemmy.world 3 points 10 months ago (2 children)

There’s already at least one company doing it (based on a quick Google search).

[–] muddybulldog@lemmy.world 0 points 10 months ago (1 children)
[–] muddybulldog@lemmy.world 0 points 10 months ago (3 children)

Interest deduction… meaning not 8% anymore. It doesn’t change the math, it changes the rate.

[–] muddybulldog@lemmy.world 0 points 10 months ago* (last edited 10 months ago) (5 children)

Not sure how zip code factors into “simple arithmetic” but you do you.

[–] muddybulldog@lemmy.world 0 points 10 months ago* (last edited 10 months ago) (7 children)

No, it’s not.

You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

  • 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
  • 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
  • 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
  • 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
  • 0% of 300,000 = 0/12 = 0; actual is $833/mo

It’s algebra, not arithmetic.

P = (r * A) / (1 - (1 + r)^(-n))

where:

  • P is the monthly payment
  • A is the loan amount
  • r is the monthly interest rate (APR/12)
  • n is the total number of payments
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