The Wasp Factory by Iain Banks. The narrator and main character is a psychotic teenager, and being inside their head just feels so gross. Fantastic book, but genuinely disturbing.
In close second is Earthlings by Sayaka Murata. The main character goes through some stuff as a child, and comes to believe that she isn't human. Meets some others like herself and it gets weird. Great book, not for the faint of heart!
An issue with the torrent scheme is efficiency. Networks of home computers will suck down considerably more power from (potentially) less than ideal energy sources than dedicated servers in well-planned locations (i.e. near reliable renewable energy sources, with backup generators). I don't see a way to have this without involving large institutions, whether private or public.
Regarding media creation, there's a middle ground between direct payment and government-sponsored: Universal Basic Income, or a related scheme of generic grants for art/education producers. Ensuring people don't starve or become homeless as they start projects or grow large enough to be sustained by direct payments from an audience could foster this sort of growth.