this post was submitted on 20 Nov 2023
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Privacy
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Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.
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If they are going to push the transaction to my bank anyway, I'm definitely not trying it. As I said, even PayPal will obscure the buyer's details from the seller. What's the point?
Only on the free plan, but verify that. Even if you did do it on the free plan it's still very much worth it. You still have the protection of different cards for different people, the fact they lock to who you use them with, the ability to set spending limits, burner cards that only work once, the ability to pause or delete cards at will etc. All of that is a huge win either way, even if the transaction info goes to the bank. But even then that's an option.
I would be OK doing that if they didn't link to my debit card in the free plan (last time I checked)
How would expect them to do it? I can't see how they wouldn't link to you card if you expect to spend money. Moneys got to come from somewhere. Auth tokens are the safest way of doing that, prior to them upgrading to that it was done through ACH, which is not only slow, it's much more dangerous for the user since they have actual checking acct info. Auth tokens don't work that way, and even if there was a breach, your checking acct info isn't there, only a token they can't use. The way they're doing it is the smartest way for both speed, and your acct safety.
They link to one's credit card in the premium plan. That's what I would have wanted to see becoming universal in their services, but unfortunately that's behind a paywall
Gotcha, so you mean actual (credit) as a funding source vs debit? Can you link that? I didn't see that in the comparison, I'd possibly consider that.
I can do that now with Capital One, but having that all together would be nice. Kinda surprising, I'd think those habitual wrongful charge back types would wreck that for everybody.
My apologies, I thought privacy.com supported credit cards, but apparently they don't, even in the premium tier. Indeed, I would like virtual cards for my credit card, since I'm never going to buy anything with my debit card anyway. I wish the other banks had something like Capital One