this post was submitted on 01 Oct 2023
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[โ€“] RBWells@lemmy.world 1 points 1 year ago (1 children)

We have clean driver records and paid off cars, and insuring 3 cars 4 drivers is running $900 a month for us here. That is car insurance alone, no car payment. Phone we do pay $200 but it's covering 8 people, calls text unlimited data on 8 phones so if we made the kids pay could reduce that to about $50.

But your $50 car insurance is unusual. And not everyone can get a rate like that while simultaneously living close enough to work to manage the rest of the transportation expenses.

[โ€“] sugar_in_your_tea@sh.itjust.works 1 points 1 year ago* (last edited 1 year ago)

I don't think it's that unusual in my area. I've never paid more than $450 or so for 6-months of coverage on two cars, and I've been with multiple insurers. Granted, I get liability only, but comprehensive coverage isn't that much more expensive (esp. on the older cars I drive). Something different is happening in Florida that isn't happening here.

And I don't live that close to work, my commute is ~25 miles each way. I live in the suburbs and work in the city.