Asklemmy

43945 readers

638 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
!lemmy411@lemmy.ca: a community for finding communities

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago

MODERATORS

294

How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

167 comments fedilink hide all child comments

I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

you are viewing a single comment's thread
view the rest of the comments

[–] m750@lemmy.world 4 points 1 year ago

This isn't your situation, but this is how we did it while living very paycheck to paycheck. Plan and budget. We had a plan for everything. It hurt, but we planned our store trips, our meals were the sales and manager specials. We knew how much gas we were buying and which kid had birthdays and gifts to buy for, and we shopped ebay gift cards and scrapped by. We also made hard decisions, and it sucked. We cut cable, and other non essentials, we almost never went out. We were able to plan a path out, we refinanced our house, by taking a title loan on my car. We consolidated our cc debt.

What I'm trying to say is, you find a way. Maybe you can work towards a promotion, or a new career. Or find a different living situation which would be cheaper to help sort it out. Try not to lose hope, try to find a path to prosper. I'm pulling for you.