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How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[–] theshatterstone54@feddit.uk 9 points 1 year ago (3 children)

But what about an address? No address, no bank account. No bank account, no job. Or can you get paid another way in the US?

[–] BCsven@lemmy.ca 9 points 1 year ago (1 children)

Most places you can request general delivery to a local post office, or rent a PO box

[–] theshatterstone54@feddit.uk 4 points 1 year ago (2 children)

I'm not talking about deliveries. You need to have an address for a bank account in the UK.

[–] BCsven@lemmy.ca 2 points 1 year ago

General Delivery is a term for when you don't have a street adress here in Canada, so you still get your mail from somewhere (I'm not talking Amazon "Delivery".) So when my friend moved to a new province and was living out of a van he contacts a local office and sets up General Delivery, his address was Dude c/o Post Office Address General Delivery. They hold it till you pick up your mail. You give this to the bank or anyone that needs a mailing address. We also have rural communities with PO Boxes at a main PO, and you can rent one. A PO box is all i had as a youth and opened government and bank accounts with it. UK must have something similar no?

[–] Sir_Kevin@lemmy.dbzer0.com 2 points 1 year ago

There are services for that. I have an address that can scan/forward mail. Packages are also accepted. I use this address for everything.