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How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[–] reddig33@lemmy.world 18 points 1 year ago* (last edited 1 year ago) (1 children)

Are you living with a roommate? If not, you can save money by doing this.

Have you thought about changing careers? Look for federal, state, and city programs that will pay you to learn a trade. Or look for a job that has on the job training — like an electronics or factory job, or doing tech support.

Do you qualify for assistance programs — like food pantries or food stamps? There’s no shame in it. Helping you get back on your feet is what these programs are for.

[–] cubedsteaks@lemmy.today 4 points 1 year ago

Are you living with a roommate? If not, you can save money by doing this.

I lived with roommates for like 9 years before I was able to move out on my own. I hate that it's a luxury to live by yourself and have true privacy.