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How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[–] danie10@lemmy.ml 2 points 1 year ago

Yep good advice, some services have no investment value loss e.g. short term insurance, life insurance, etc. You can switch elsewhere for a cheaper rate and lose nothing.

Unless you have a family or dependants, I'd cut out life insurance and focus on the essentials for now to recover. I also learn long ago to pay my credit card off every month to not have to pay interest on it..