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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] Tippon@lemmy.dbzer0.com 2 points 1 year ago (1 children)

Where in Europe, if you don't mind me asking?

I'm in the UK, and we have to build a credit score if we want to get a mortgage, a loan, or any sort of finance, unless it's from somewhere predatory like a payday lender.

[–] Blaze@discuss.tchncs.de 1 points 1 year ago

Spain. Interesting, I didn't know you had credit scores in the UK