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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] Tippon@lemmy.dbzer0.com 2 points 1 year ago (1 children)

This is exactly what I use mine for, and I'm trying to convince my wife to do the same. We've had to buy some relatively expensive things for the house recently, so I've been using the credit card for the extra protection, while she's been paying in cash / debit card.

Luckily, we haven't had any major problems yet, but she doesn't seem to understand that the extra protection is worth it.

[–] Deftdrummer@lemmy.world 0 points 1 year ago* (last edited 1 year ago)

Honestly I've found that women have a different relationship with cash. It feels safer, more secure, it's tangible - I don't think that translates to credit so well. Just my experience however.