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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] iamericandre@lemmy.world 3 points 1 year ago

US resident, I use a rewards card for most purchases because I earn points that I can redeem for plane tickets, hotel rooms, rental cars etc. I also make sure to pay the balance off every month to avoid interest.