Ah yes, why don't they just use those vague programs you alluded to?

I'm sure you can tell all of us what those programs are and how easy they are to be eligible/apply through. Right? I mean certainly you know what these programs are and wouldn't just be assuming they're in place and functional. After all, a blatant assumption like that would make you an utter jackass if it turned out those programs weren't actually available for everyone or were needlessly restrictive/difficult.