this post was submitted on 21 Nov 2024
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Asklemmy
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How do you deal with permanent addresses? I know like some jobs want you to have a permanent address and bank accounts want you to have a permanent address.
There are mailbox services, you get a permanent address, they can email you your mail.
Banks are more sticky, they don't just want a permanent address, they want your place of residence. If you're always on the move, you can have an intended place of residence... They may not accept the commercial mailbox service addresses, and in that case most people use a friend or a relative as their official banking location, but use the mailbox service for all of the mail. I live here, but I get mail there. That works for most people
Okay, that's good to know. Until we can ditch the entire banking system for crypto wallets on our phone, that bank account issue is going to be a bit of a noose around people's necks.
As long as it's one of the actually efficient cryptos.
Monero ftw
Ripple is also nice, if you want to go the non-anonymous route.
I do not understand why you would want a money that can be traced by anybody with a web browser that just seems a bit ridiculous to me.
Probably for the same reason people put other sensitive stuff in mystery software: if it's not physically visible the threat doesn't seem real to them. Obviously, that's dumb, but you did directly ask.
There's a lot of overhead involved in making it untraceable like that, and it's not clear how much of it can be achieved using postquantum algorithms. Ripple is also nice in that it doesn't bother with a blockchain at all.
Ripple does actually use the blockchain. It's called the Ripple ledger. Its symbol is XRP and you can buy it
Yeah, I know how Ripple works. The ledger is not blockchain-based.
Okay, then in that case you know more about it than I do because I've been under the impression for a very long time that it was blockchain-based.
Edit: https://xrpl.org/
Yeah. A blockchain is a chain - new stuff is built on top of old, and it grows forever. Ripple's ledger is all relatively up to date information IIRC. It doesn't actually need the chain, because as long as a critical number of nodes agree on a single order of transactions, they can agree that only the first spend of a set is valid if it would otherwise lead to double-spending (which is the main challenge of a distributed currency).
How that agreement is reached in an asynchronous network with possible malicious nodes is the real trick, and at that point I do start getting fuzzy on the details. Byzantine fault tolerance is hard. I think I'm actually going to read the whitepaper (again?), now that I'm thinking about it.
Edit: It's still not. I guess "blockchain" has just become just a marketing term at this point. The current crypto market is dumb even if crypto isn't.
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Glad I could share something interesting!
out of interest, whats the deal with banks needing to know where you sleep at night?
is it a serfdom thing?
or is it only in the case of eg. that being the place you hold a mortgage with them on?
The Patriot act required banks to know their customers, explicitly knowing their place of residence. For people who have a non-standard place of residence, digital nomads, homeless people, etc it becomes difficult
fascinating, thanks.
no doubt ushered in under some notion of "protecting" us from well funded groups, yet mysteriously didn't include a minimum threshold so poor folks with $4.25 in their account are still included in these broad sweeping laws.
My residence is registered at my parents house. Iโm fortunate for that โ not sure what Iโll do when they pass.
The companies I work for are typically smaller - my bosses and teams usually know Iโm a bit of a vagrant. When I get acquired by larger companies Iโm a little more tight lipped and vigilant with VPN use.
I'd consider getting a really cheap, small chunk of rural land and boondocking there sometimes (so nobody can claim it's not actually a residence of yours).
Yup - I am keeping an eye out for something like this.
That's a good point. Wouldn't it have to have a mailbox though? Or is that something that the post office just does if you buy a piece of property without one already there?
The latter, I think. At least in rural towns in my jurisdiction, if you can prove you're a resident, you get assigned a box. There's definitely communal boxes in the middle of nowhere for people, although I'm not sure which office you go to to get set up.