this post was submitted on 19 Mar 2024
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For what It is worth, it took a lot of years, but Vanguard now has a few social funds.
Tor. I wonder if that is a more fraud or trolling concern. Or maybe for financial houses more of a US law concern.
Also I can imagine that discussing specific investments is out of scope for Boggleheads as that philosophy is to buy the market. It is not a stock picking group.
It’s not a topic issue. The discussions are largely around platforms and custodians. They bring lots of ethical problems. Anything on this page is relevant to personal finance:
https://git.disroot.org/cyberMonk/liberethos_paradigm/src/branch/master/usa_banks.md
If someone managing their personal finances wants to ask how to avoid the bad players and still achieve their goals, it’s relevant. But Bogleheads is not keen. I don’t recall the particulars (it was over a decade ago) but it wasn’t topic related. It was just a conservative moderator or crowd who don’t want ethics getting in their way or cluttering their view.
Certainly not a legal issue in the US. Tor works ATM on Bogleheads. Cloudflare is often chosen out of ignorance by admins who don’t even know what Tor is, or at least don’t know that most Tor traffic is legit. It’s usually a lazy move. I don’t recall the details about Boglehead’s tor hostility but they’re reachable over Tor right now.
IP blocking is a lazy move in general but it is common. Also lot of orgs like to use geoip to know where people are from. Probably observe ads too.
Tor and legal. Sure. But an org may both want to serve some regions because of their local laws. For financial institutions there are rules too.