this post was submitted on 04 Mar 2024
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I had more money for food and started eating out more and got a lot fatter. Now I’m trying to improve my health by not eating like an asshole anymore.
I also got access to more credit and promptly ran up a bunch of debt. Now I pay $1000 a month in minimum payments and I’m working on chipping the balances down, but at least my car is paid off now.
I also bought a house, which turned out to be the best financial decision I ever made. Got locked in at 2.9% before the market lost its damned mind. Now my $145K house is worth $330K. I mean, on paper at least, but it’s a useless number because everything else has gone up too, so selling and buying something else would be a wash price wise, but my interest would go to like 7%. But I only pay $908 a month for my mortgage, escrow, and pmi, so I’m doing better than paying $2K/mo for rent to line somebody else’s pocket.
So a handful of ups and downs. Best advice, control yourself - eat right and don’t spend money just because you have it. Sure, a new couch, etc might only be $100/mo, but all that shit adds up and you’ll end up with a 6 figure salary and a cabinet full of ramen noodles. Ask me how I know.