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Don't invest in Detroit real estate
They'll steal your stairs.
They literally stole the doors and windows
If you lock yourself out, donβt call the first locksmith you can find in google. They are a scam.
Wait, you mean don't call "Quick Emergency 24h Best Locksmith for Lancashire, Manchester, Preston, Bolton, Salford, Blackburn, Liverpool, Warrington, Colne, Wigan, Rochdale, callout, emergency, lock, lock smith, locksmith, local, cheap, reliable, 24h, 24, hour, late night, credit card, debit card, PayPal"?
When buying a house people tell you to make sure the roof is in good condition because that'll be expensive to replace. What they don't tell you is that is all the other things that you may need to replace and how expensive they are. Fence, paint, siding, water heater, washer/dryer, AC, heater, kitchen appliances, etc. Some this might show up in the inspection report, but it's hard to get a good idea of what it'll cost beforehand. Also your realtor will have an incentive to downplay any problems to get the deal done.
Even home warranties won't defray much cost, or often have combined limits for annual reimbursement that are lower than you would imagine.
Home warranties are universally a scam. It was talked about pretty much every week on the Reddit homeowners forum. Just week after week someone getting scammed.
Dining out isn't a substitute for therapy.
I'm not actually an investment genius, I'm just gambling like the rest of them.
Not everyone needs to go to college or grad school or do a PhD or do a postdoc because they can't get a job or another postdoc or
Fuck, all of this is depresing to read. I havent had had any mayor fuck ups like the ones in here so my only contribution would be to not lean into bathroom sinks since they are not as firm as they look, not even if they are welded to the floor via concrete, just wash your hands or your teeth or shave or wathever away from the sink, since the motherfucker breaks easly.
Years ago I tried my hand gambling on politics on PredictIt, and I didn't lose all that much, but there were a couple bets I lost that seemed like sure things. Mostly the lesson I learned is that talk is cheap and there's no real consequences for people saying one thing and doing the other.
For example, in the 2016 election, there was a market on whether no-name Carly Fiona would qualify for the CNN debate, and by the rules they set she didn't qualify, but there hadn't been as many polls in the right timeframe as had been expected. Still, they released a statement days before the debate, saying "rules are rules," so I took a bet at like 90% odds thinking it was completely safe - then they let her in at the last minute and I lost big. I don't remember the exact circumstances, but I think I lost a fair bit on a market about Trump meeting with Kim Jong Un, which was a pretty chaotic market. The most chaotic market I ever saw, which I avoided and wanted no part of, was whether Bernie would win Iowa in 2020, and watching it closely in real time made it very obvious that some really shady stuff was going on. Probably the most I ever lost was Biden winning the 2020 primary, which is about when I got out of it.
I would not recommend gambling like that because if you have money on the line there's an incentive to be glued to the news in a way that can be really unhealthy. Honestly the stress was worse than the money I lost. It's more trouble than it's worth, the fees will get you, also it's generally more about predicting what the market will think so you can profit off the swings, and personally I think it's kind of a distasteful way to engage in politics. At the same time, it can be a learning experience - it definitely got me in the habit of asking "And what consequences will this person face if they're lying off their ass?" every time I see a headline about someone saying something, and of not paying as much attention to statements in general.
Practice/passion/skill > gear in music
And Gear Acquisition Syndrome is a real disorder
Don't get into modular synths unless you have serious $$$
Don't ever trust a friend in business. Maybe it works out, maybe you almost lose everything.
Don't take 4 pills of molly in one night. And don't make that mistake more than once.
Don't try to update the BIOS of a generic x86 mini-server if the manufacturer does not offer it on its website. I didn't learn the lesson the first time but I certainly did the second one. $200-ish down the drain that way