this post was submitted on 21 Aug 2023
31 points (94.3% liked)

Personal Finance

3660 readers
12 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 1 year ago
MODERATORS
WandererLagomorph799@lemmy.ml
nieceandtows@programming.dev
nieceandtows@lemmy.ml
31
Do you use a credit card? Why or why not? (discuss.tchncs.de)
submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml
77 comments fedilink hide all child comments
 

I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

you are viewing a single comment's thread
view the rest of the comments
[–] autumn@beehaw.org 1 points 1 year ago

[united states] i use a credit card for anything that i can. the perks are nice (as others have mentioned), and i never spend more than i have. i’ve never paid a penny in interest. i always pay the statement balance on the day it’s due.